Although many consumer-friendly rules are now in place, there are still areas needing improvement. Even with all of the documents and disclosures, it can be difficult for many borrowers to understand the important pieces of the mortgage puzzle.

Brandon RossApril 3, 2023B|HOME Mortgagefees, costs, originator, lender, title, escrow, pre-paids, impounds, TRID, loan estimate, closing disclosure

How To Make MI Work For You

Mortgage insurance does not protect the borrower, but rather the lender from loan failures, defaults, and foreclosures. The premium is paid by the borrower. Let's take a closer look.

Brandon RossApril 1, 2023B|HOME Mortgagemortgage insurance, MI, BPMI, LPMI, Borrower Paid MI, Lender Paid MI, FHA loans, Up-Front Mortgage Insurance Premium, UFMIP, conforming, FHA, MIP, goals

How Your Goals Affect Your Rate

People are provided a single quote with a “take it or leave it” ultimatum. I’m here to show you that’s not the case. You have much more control over your rate options than many would lead you to believe.

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